Whether you’re ready to hit cottage country or gearing up for an epic summer of wanderlust around the globe – peak travel season is upon us. And while we typically stress about mundane things like forgetting to ask someone to empty our mailbox, travel insurance is something that often gets overlooked. It’s a safety net [...]
Suggested Dental Fee Guide Increases for 2015 It’s that time of year when most provincial and territorial dental associations’ release their annual dental fee guides. Typically, there is an overall increase for dental services provided by general practitioners. We use the information contained in the dental fee guides to establish reimbursement levels for the dental [...]
Canadians love to travel. But, travel insurance issues abound as new insurance provisions or clarifications of existing adjudication practices, are forcing plan sponsors to revisit their communication to plan members. Starting off with the first payer; (the Provincial Medical Plan) in this case, the Ontario Ministry of Health and Long-Term Care, visitors to that website [...]
How Do Health Spending Accounts Work? Plan members can be reimbursed from their Health Spending Accounts for deductibles, coinsurance amounts, or amounts in excess of plan maximums that would otherwise be paid out-of-pocket. Funds in a Health Spending Account can also be used to pay for items not covered under an employee’s health or dental plan [...]
Top 4 findings (from the Manulife/Ipsos Reid Health & Wealth Wellness Study - 2014) Based on the theory that health is wealth, Manulife Financial conducted research with Ipsos Reid to help their clients connect the dots between workplace productivity, health and financial wellness. Below, they summarized the research into a few key findings: 1. Financially [...]
